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PAYMENT GATEWAYS

You have probably seen the various online sites asking for payments in different methods right? Well a payment gateway is that service which is provided by an ecommerce site or application that enables a customer to pay through a trusted path. Whether it's credit card or net banking or PayPal, payment gateway ensures your money is securely transferred to the correct dealer.

Working of the payment gateway :

  • Customer places an order
  • The CyberSource transfers the order and performs requested services.
  • CyberSource formats the transaction and requests the processor.
  • Transaction is routed to the issued preferred bank to request transaction authorization.
  • According to the bank status transaction is accepted or declined by the issued bank/ card.
  • CyberSource sends message to the merchant.
  • Issuing bank accepts transfer of money to acquiring bank.
  • The acquiring bank transfers the money to the merchant’s account.

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